Business Loans & Financing Solutions

Consider your purpose, timeline, and repayment preferences. Need ongoing flexibility? A line of credit is ideal. Buying equipment? Equipment financing lets the asset serve as collateral. Need a one-time lump sum with predictable payments? A term loan fits best. Our lending specialists can help match you with the right product.

Requirements vary by product. Most traditional lenders look for 650 or higher, while some online lenders work with scores as low as 500. Equipment financing and asset-based lending may have more flexible credit requirements because the collateral reduces lender risk. Higher scores qualify for better rates and terms across all products.

Yes, though your options are more limited and rates will be higher. Alternative lenders, equipment financing where the asset serves as collateral, and invoice factoring based on your customers' creditworthiness are the most accessible options. You may also qualify with a strong co-signer or significant collateral through asset-based lending. Read our guide on loans for poor credit for more details.

Loan amounts depend on your revenue, time in business, credit score, and loan type. Quick Lenders offers financing from $50,000 to $100 million. Term loans and lines of credit go up to $10 million. Asset-based lending can extend to $100 million for qualified businesses with sufficient collateral. Check your eligibility to see what you qualify for.

Not always. Unsecured loans like term loans and lines of credit do not require specific collateral, though they may require a personal guarantee. Secured products like equipment financing and asset-based lending require collateral but typically offer lower rates and higher borrowing limits. Learn about no-collateral options.