Question 1

What happens after I submit the form?

Accepted Answer

After submitting your information, a dedicated lending specialist reviews your details and reaches out within 1 business day with personalized financing options. You will receive offers to compare with no obligation to proceed. The process is confidential and designed to match you with the best options.

Question 2

Will this affect my credit score?

Accepted Answer

No. Our initial pre-qualification only requires a soft credit check, which does not impact your credit score. A hard credit inquiry only occurs if you decide to proceed with a formal loan application after reviewing your options.

Question 3

How long does approval take?

Accepted Answer

Timeline depends on the loan type. Term loans and lines of credit can be approved within 24 hours with same-day funding possible. Equipment financing and asset-based lending typically take 1 to 4 weeks due to additional verification. Having your documents ready speeds up the process.

Question 4

What documents do I need to apply?

Accepted Answer

You will typically need 3 to 6 months of business bank statements, recent tax returns, and basic business information including your EIN, time in business, and annual revenue. Some loan types may require additional documentation. Our specialists will advise on exactly what is needed.

Question 5

What if I am approved for less than I need?

Accepted Answer

You can accept the lower amount, apply with additional lenders, or improve your qualifications and reapply later. Accepting a smaller loan and building a strong repayment history can help you qualify for more in the future. Our specialists can help you explore combining multiple financing products.

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